Analysis of credit card use among the population under 30 years of age in Cúcuta

Abstract

Problem: Credit cards are a means of payment that allows purchases, which can be paid later (a week, a month later, a year later, etc.) are called “credit” because when you pay any merchandise with it, The granting bank is granting the loan, which must be paid according to the price chosen according to the terms negotiated with the entity. The problem lies mainly in the use that is
developed in this type of mechanisms by the under 30s in the city of Cúcuta. Objective: To analyze the use of credit cards in the population under 30 years of age in the city of Cúcuta. Methodology: The approach is quantitative according to Tamayo (2007), consists of the contrast of existing
theories from a series of hypotheses arising from it, being necessary to obtain a sample, either in a random or discriminated, But representative of a population or phenomenon under study. Conclusion: Regarding the advantages and disadvantages of the use of credit cards, it is pertinent to note that, as favorable consequences, the solution to a problema that can be presented in any situation of daily life, where in some cases the cash and you can turn to the credit card for an early solution.