Financial entities: cooperatives vs banks

Authors

  • Keilly Andrea Pérez Contreras Fundación de Estudios Superiores Comfanorte - FESC
  • Blanca Mery Rolón Rodríguez Fundación de Estudios Superiores Comfanorte - FESC

Keywords:

Interés, Créditos, Cuotas, Periodos

Abstract

People's credit history has changed radically in recent times, leading to a rise in the different ways credit services are offered. However, two of the many legal ways to obtain credit are the most widely used today: credit unions and banks. To help you determine which of these two is the best option, we've gathered information from various entities and websites to explain the meaning and function of each, as well as their differences, advantages, and disadvantages. This will allow you, the reader, to understand the purpose of each according to your needs and priorities. While credit unions offer greater and better long-term advantages, some people find it easier and faster to obtain credit from banks. The following information will provide a guide to the benefits, or drawbacks, of accessing credit from these two entities: credit unions and banks.

References

Banco Davivienda. (2020). Atención al cliente. Obtenido de : https://www.davivienda.com/wps/portal/personas/nuevo

Cajaunión(2020). Cooperativa de Microcrédito Rural. Obtenido de : https://cajaunion.coop/credito/#1538062391028-1481437e-09a5

Castro-Silva, H. F. ., Rodríguez-Fonseca, F. ., & Martínez-Chaparro, Y. A. . (2021).

Incidencia de los fundamentos de ingeniería en el emprendimiento colombiano. Respuestas, 25(1), 138–146. https://doi.org/10.22463/0122820X.2431 (Original work published 1 de enero de 2020)

COOHEM (2020). Auxilios financieros para empleados del Hospital Erasmo Meoz. Obtenido de : https://coohem.com.co/auxilios-financieros-yconvenios/

Cooperativa Comultrasan (2020). Finanzas y Créditos. Obtenido de: https://www.financieracomultrasan.com.co/es/simuladorcredito-estandar

Gedesco (2020). Cómo funciona una Cooperativa. Servicios Financieros, España Obtenido de : https://www.gedesco.es/blog/que-es-unacooperativa-y-como-funciona/

Jiménez Rodríguez, L., & Gamboa-Suárez, R. (2018). El capital humano e intelectual como catalizador de la gestión organizacional. Mundo FESC, 8(15),83-89. Recuperado a partir de https://www.fesc.edu.co/Revistas/OJS/index.php/mundofesc/article/view/255

Pérez Angarita, J. H. ., & silva mesa, B. L. (2020). Importancia de las finanzas personales, en relación con la inteligencia financiera. Formación Estratégica, 1(01), 48–60. Recuperado a partir de https://www.formacionestrategica.com/index.php/foes/article/view/11

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Published

2020-11-30

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